Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $1,000.00 any day of the statement cycle.
If your account has been opened less than 6 months and you request it to be closed, there will be a $10.00 service charge.
A debit item charge of $1.00 will be imposed for each debit transaction in excess of 6 per statement cycle. Due to the COVID19 Pandemic, effective 5/1/2020 the debit item charge will be temporarily suspended until 12-31-2020.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
At our discretion, the interest rate and annual percentage yield may change at any time. Please contact us for current available rates.
A NSF (non sufficient funds) charge of $35.00 will apply to overdrafts created by check, in person withdrawals or any electronic means (ACH or Internet Transfers) as applicable.
Interest will be compounded monthly and credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Free Internet Banking, Mobile Banking and Mobile Advantage Capture (service provider charges may apply)