Individual Retirement Account (IRA)

  • Minimum Deposit to Open - $1,000.00
  • Our IRA Certificates have a 12 month term.
  • After the account is opened, you may make additional deposits into your account.
  • Withdrawals with no penalty may be made after you have reached the age of 59 1/2. Disbursements may be made by check or credited to another deposit account.
  • A penalty may be assessed for early withdrawal.
  • Interest rates are based on current market rates at the time of purchase and are a fixed rate until maturity. Please contact your local branch for current rates.