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  4. Personal Advantage Account

Advantage Checking

  • Minimum balance to open $50.00
  • If the balance falls below $100 any day of the statement cycle for any account and is not set up to receive e-statements (Electronic) a $5.00 maintenance fee will be charged. If account is not registered by the time the account cycles, the $5.00 maintence fee will aplly.
  • Use our GO ANYWHERE Debit Card at any bank's ATM, four times per month*, FREE of charge
  • Unlimited check writing - check printing fee may vary depending on style and quantity of checks being ordered.
  • A $2.00 service charge will be imposed to close the account if the account is opened less than six (6) months.
  • A NSF (non sufficient funds) charge of $35.00 will apply to overdrafts created by check, in person withdrawals or any electronic means (ACH or Internet Transfers) as applicable.
  • Free Internet Banking, Mobile Banking and Mobile Advantage Capture (service provider charges may apply)
  • Free BillPay Service – Customer must request service to be activated. If BillPay service becomes inactive for 90 days the service will be deactivated by the bank. (Service Provider charges may apply)

*A month is defined as a customers statement cycle