SBA/ USDA Loans & Financing

When traditional bank financing is not an option, government-guaranteed loans are some of the most borrower friendly alternative solutions to make your business dreams a reality. FMB utilizes several government-guaranteed loan programs which all provide high loan to values, low down payments, long terms, and competitive interest rates.

SBA Loans

SBA loans are backed by the Small Business Administration and typically offer lower down payments and competitive terms. Our Preferred Lender Status gives us the ability to get capital in your hands faster.

  • SBA 7(a) Loan Program
  • SBA 504 Loan Program

USDA Loans

USDA loans can be used to expand or modernize your rural business, including investment in equipment and machinery.

  • USDA Business & Industry Guaranteed Loan Program
  • USDA Community Facilities Guaranteed Loan Program