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Lakeland • Nashville • Homerville • Valdosta • Covington

Business Checking

 

  • Minimum balance to open - $100.00
  • Minimum balance fee of $7.00 will be charged if the daily balance falls below $2,000.00
  • A debit item charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) if the balance in the account falls below $2,000.00 any day during the statement cycle.

 

 

Simple Business Checking Account

Simple Business Checking Account is designed for smaller businesses with low transaction volume or ZBA accounts.  Features:

  • Minimum balance to open - $100.00
  • No monthly minimum
  • First 250 transactions free
  • All transactions over 250 items are $0.12 per item (transactions include items deposited, items paid, ACH debits and credits, deposit tickets)
  • Unlimited check writing - customer purchases checks
  • Cash withdrawals:  $0.08 per roll of coin and $0.25 per cash strap
  • Free check images with the monthly statement
  • Free Basic Internet Services

 

 

 

Business Interest Checking Account

Interest bearing checking account designed for non-profit organizations, sole proprietorships, government entities and trusts that maintain large balances.  Features:

  • Minimum balance to open - $100.00
  • $500 minimum balance requirement
  • Interest paid on all collected balances
  • Minimum balance fee of $12.00 will be charged if the daily balance falls below $500 any day of the statement cycle
  • $0.12 on all item charges (unlimited transactions- includes items deposited, items paid, ACH debits and credits, deposit tickets)
  • Unlimited check writing - customer purchases checks
  • Cash withdrawals:  $0.08 per roll of coin and $0.25 per cash strap
  • Free check images with the monthly statement
  • Free Basic Internet Services

 

 

 

Business Analysis Checking Account

Business Analysis Checking Account is designed for larger businesses with high transaction volume and larger daily balances that do not qualify for interest checking.  Features:

  • Minimum balance to open - $100.00
  • No minimum balance requirements
  • $12.00 monthly service charge
  • $0.12 on all item charges (unlimited transactions includes items deposited, items paid, ACH debits and credits, deposit tickets)
  • Service charge and activity fees may be offset by earnings credit paid on the collected daily balance (tiered earnings credit rate based on daily collected balances)
  • Unlimited check writing - customer purchases checks
  • Cash withdrawals:  $0.08 per roll of coin and $0.25 per cash strap
  • Free check images with the monthly statement

Contact your local Farmers and Merchants Bank

and let us help you discover which account is best for you and your business!

 
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